Online Privacy Policy
Protecting your private information is our priority. This Online Privacy Policy applies to www.optimalinsurancechoice.com, and Optimal Insurance Choice Inc. and governs online data collection and usage. For the purposes of this Online Privacy Policy, unless otherwise noted, all references to Optimal Insurance Choice Inc. include www.optimalinsurancechoice.com. The Optimal Insurance Choice Inc. website is an independent insurance agency site. By using the Optimal Insurance Choice Inc. website, you consent to the data practices described in this statement. This website is hosted by Squarespace.
Collection of your Personal Information
In order to better provide you with products and services offered, Optimal Insurance Choice Inc. may collect personal information such as:
- First and Last Name - Mailing Address - E-mail Address - Phone Number - PII (personally identifiable information) -PHI (protected health information)
We do not collect any personal information about you unless you voluntarily provide it to us or one of our insurance agents. However, you may be required to provide certain personal information when you elect to use certain products or services. These may include but are not limited to: (a) registering for an account; (b) sending an email message; (c) scheduling an appointment; (d) or completing an enrollment application. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Optimal Insurance Choice Inc. collects and uses your personal information to operate and deliver the services you have requested. Optimal Insurance Choice Inc. may also use your personal information to inform you of other products or services available from Optimal Insurance Choice Inc.
Sharing Information with Third Parties
Optimal Insurance Choice Inc. does not sell, rent or lease its customer lists to third parties.
Optimal Insurance Choice Inc. may share your data with trusted partners to help perform statistical analysis. Optimal Insurance Choice Inc. may share your personal information in order to send you email or postal mail, provide customer assistance, or support us with our daily business operations when permitted by law. All such third parties are prohibited from using your personal information except to provide these services to Optimal Insurance Choice Inc., and they are required to maintain the confidentiality of your information.
Optimal Insurance Choice Inc. may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Optimal Insurance Choice Inc. or the site; (b) protect and defend the rights or property of Optimal Insurance Choice Inc.; and/or (c) act under exigent circumstances to protect the personal safety of users of Optimal Insurance Choice Inc., or the public.
Tracking User Behavior
Optimal Insurance Choice Inc. may keep track of the websites and pages our users visit within Optimal Insurance Choice Inc. in order to determine what Optimal Insurance Choice Inc. services and pages are the most popular. This data may be used to deliver customized content and advertising within Optimal Insurance Choice Inc. to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Optimal Insurance Choice Inc. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Optimal Insurance Choice Inc. website.
Use of Cookies
The Optimal Insurance Choice Inc. website may use "cookies" to help personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Optimal Insurance Choice Inc. pages, or register with Optimal Insurance Choice Inc. site or services, a cookie helps Optimal Insurance Choice Inc. to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as mailing addresses and so on. When you return to the same Optimal Insurance Choice Inc. website, the information you previously provided can be retrieved, so you can easily use the Optimal Insurance Choice Inc. features that you customized.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Optimal Insurance Choice Inc. services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Optimal Insurance Choice Inc. secures your personal information from unauthorized access, use, or disclosure. Optimal Insurance Choice Inc. uses the following methods for this purpose:
- SSL Protocol
When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
• Comply with the California Electronic Communications Privacy Act;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
Optimal Insurance Choice Inc. does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
E-mail Communications
From time to time, Optimal Insurance Choice Inc. or affiliated agents may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.
If you would like to stop receiving marketing or promotional communications via email from Optimal Insurance Choice Inc. or affiliated agents, you may opt out of such communications by sending an email to info@optimalinsurancechoice.com
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
Optimal Insurance Choice Inc. reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
Optimal Insurance Choice Inc. welcomes your questions or comments regarding this Statement of Privacy. If you believe that Optimal Insurance Choice Inc. has not adhered to this Statement, please contact Optimal Insurance Choice Inc. at:
Optimal Insurance Choice Inc.
15111 Main Street 208
Mill Creek, Washington 98012
Email Address: info@optimalinsurancechoice.com
Telephone number: 866 725 7104
Effective as of January 01, 2023